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Sacco Background
The Eco Hifadhi Cooperative Society was founded and Legally registered with the government of Kenya on 2nd June 2017 under the Co-operatives Societies Act cap 490, section 6 (3). Registration Number CS21600 In realizing the gaps that faced staff at Hifadhi project, on limited access to credit, trouble of finding market for the fruits from Hifadhi Project, and after discussions with livelihoods team, Bernard and Jean pierre, and Ecoact/Climate pal founder Thierry Fornas, we agreed on a need for a strategic cooperative for social economic developments in the host communities.
Our Core Values
The society aims to be self-help guided by mutual responsibility, equality and equity and practice honesty, openness and social responsibility in all its activities
Democratic member control
The Sacco will be fully controlled by its members who will have equal voting rights on the basis of one member one vote
Economic participation by member
Members shall contribute equitably to the capital of the society and share in the results of its operation
Autonomy and independence
The society shall operate on mutually acceptable terms with its stakeholders
Education, training and information
The society shall provide reciprocal, ongoing trainings for the members and leaders and the community in various field geared to equip them in their respective roles
Cooperation and cooperatives
The society shall actively cooperate with other cooperatives locally, regionally and internationally to help better its service to its members and the community
Concern for the community in general
The society shall show concern for the community in which it exits and operates
Membership Benefits
Currently the society has over 200Members.A person shall be eligible for membership if he/she has following qualifications ;
Sacco interest rates on savings and loans better compared to commercial banks.
Members get educated on financial matters by teaching prudent handling, budgeting and keep track of money.
Savings accumulates funds for use now and after retirement.
High savings will qualify for higher loans.
High savings need less guarantors.
High shares will result in high dividends.
High savings strengthen the society’s lending capacity.
Our loans and savings are insured in case of death or retirement on medical grounds whereby the nominee is paid twice the accumulated shares and outstanding loans written off.
High savings guarantees a member a comfortable retirement.
PRODUCTS
We offer below Products
Instant Loan
School fees loan
Normal/Development Loan
Emergency Loan
Business Loan
Group|Corporate Business loan
Asset Financing
Elimu Loan
Household Loan
Farmers based Loan
Agroforestry Loan
Agribusiness Loan
Normal Loan
Mission
To promote a culture of financial savings and credit facility among members while promoting sustainable development for self and our environment. while opening new markets for fruit farmers produce.
Vission
To be a leading financial institution by providing diverse product and services for members’ economic empowerment, reliable partner in sustainable development of our community
Calender of events Current Year
Below are events for 2025